Scenarios
Run the trade before you place it.
Line up the sells and buys you are weighing up and Navexa works out the assessable gain they would add to your financial year, with the 12-month discount and your carried losses already applied. Nothing is placed and nothing in your portfolio moves.
Read-only broker access. Navexa never places an order or moves money.
| Asset | Trade | Net cash | Gain/Loss |
|---|---|---|---|
| CBAASX1 sell · $259,975 proceeds | Minimise CGT · portfolio setting | ||
| Sell5,000 @ $52.00 | +$259,975 | +$186,000 | |
| BHPASX1 sell · $114,575 proceeds | FIFO · this holding | ||
| Sell3,000 @ $38.20 | +$114,575 | -$42,000 | |
| VASASX1 buy | |||
| Buy1,200 @ $104.50 | -$125,425 | ||
| Total | +$249,125 | +$144,000 Realised | |
“10/10 tax reports that make it so easy and you can track your capital gains every year.”
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CGT strategies
The same shares, sold five different ways
Which parcels a sale draws on decides what it costs you, and most tools simply use FIFO and move on. Run the sale under FIFO, LIFO, minimise gain or maximise gain, or pick the parcels by hand, and watch the assessable gain move before you commit to one.
Try Navexa Free- Maximise gain$243,000
- LIFO$205,000
- FIFOThe default everywhere else$172,000
- Minimise CGT$57,500
- Parcels you pickOnly in Navexa$48,250
Allocation and wash sales
What the trade does to everything else
A sale is never only a tax event. Navexa shows how the plan shifts your allocation across asset class, sector and currency, and if it sells a holding at a loss and buys the same one back within thirty days either side, it flags a potential wash sale and points you at the ATO's guidance.
Try Navexa FreePotential wash sale on BHP, selling at a $42,000 loss and buying back 8 days later.
The ATO may disallow the loss claim under TR 2008/1.
- Australian shares61.4%48.2%-13.2
- International shares24.1%33.6%+9.5
- Crypto9.8%9.8%no change
- Cash4.7%8.4%+3.7
Compare
Put the options next to each other
Save as many versions of a trade as you like and line two or three of them up in one table: net cash, the assessable gain each would leave you with for the year, and how each one moves your allocation. Navexa does not pick one for you. It puts the numbers side by side so you can.
Try Navexa Free| Scenario | Trim the winners before June | Raise 30k | Reduce FY |
|---|---|---|---|
| As of | 12 Jun 2026 | 12 Jun 2026 | 12 Jun 2026 |
| Trades | 3 hypothetical | 2 hypothetical | 4 hypothetical |
| Net cash impact | +$249,125 | +$30,250 | +$118,400 |
| Assessable gain, FY 26/27 | $104,500 | $41,500 | $62,800 |
| Effect on this year | +$63,000 | no change | +$21,300 |
| Portfolio allocation shift | 4 classes move | 1 class moves | 3 classes move |
What Scenarios will not do.
A scenario is a calculation, not an instruction. The limits are worth stating plainly, because they are the reason you can model freely.
- It does not place an order with your broker.
- It does not change your portfolio or a Navexa Cash Account.
- It does not recommend or rank scenarios, trades or strategies.
- It does not state a tax bill: Navexa holds no tax rates.
- It is not financial, tax or investment advice.
- It models Australian CGT, so it runs on AUD portfolios.
Once a trade is actually placed and lands in your portfolio, it stops being hypothetical and flows into your CGT and myTax reports. See tax reporting →
Scenarios is included in Premium and Pro.
It models Australian capital gains tax, so it runs on portfolios you report in Australian dollars.
Scenarios, answered
- The assessable capital gain the trades you have lined up would add to the financial year, and the net cash the trades would move. Navexa applies the 12-month discount to the parcels that qualify, offsets the losses you are carrying forward, and shows the working line by line, so you can see how the figure was reached rather than being handed a number.
- No. Navexa holds no tax rates and does not know your other income, so it never states a tax bill. What it gives you is the assessable gain, which is the figure your rate applies to. That is the part a portfolio tracker can know, and it is the part that changes depending on which parcels you sell.
- No. A scenario is entirely hypothetical. It does not reach your broker, it does not place an order, it does not alter a single holding, and it does not touch a Navexa Cash Account. You can build as many as you like and delete them without anything in your portfolio moving.
- Yes, and this is the point of it. Run the sale under FIFO, LIFO, minimise gain or maximise gain, and the assessable gain changes in front of you. You can also pick parcels by hand. The spread between the cheapest and the dearest way of selling the same shares is often the largest number on the page. The same five strategies apply to the trades you have actually placed, in your CGT report.
- If a scenario sells a holding at a loss and buys the same holding back within thirty days either side, Navexa flags it. The ATO may disallow the loss claim in that situation under TR 2008/1. The warning is a prompt to check, not a ruling, and Navexa does not decide whether the rule applies to you.
- Scenarios is included in Premium and Pro. It models Australian capital gains tax, so it runs on portfolios reported in Australian dollars. Portfolio Views and competition portfolios are not supported, because a scenario needs one real portfolio to model against.
Still have questions? Visit our help centre or get in touch.
Model it before you commit to it.
Build the plan, read the assessable gain it would add to your year, and change your mind as many times as you like before anything is placed.